NPS / Tax Saving
Build Retirement Wealth & Save Tax up to ₹2 Lakh u/s 80C + 80CCD(1B)
Tax Saving
Up to ₹2L
Returns
9-12% p.a.
Min Contribution
₹500/mo
Get Started in 2 mins
Expert call within 30 minutes
About NPS / Tax Saving
The National Pension System (NPS) is a voluntary, government-backed retirement-savings scheme that combines disciplined long-term investing with double tax benefits. Save up to ₹2 Lakh in tax annually (₹1.5L under 80C + extra ₹50k under 80CCD(1B)) while building a corpus that grows at 9-12% CAGR through a mix of equity, corporate bonds and government securities. Choose your own asset allocation or go with auto-rebalanced lifecycle funds.
Key Features & Benefits
Extra ₹50k Tax Benefit
Exclusive deduction u/s 80CCD(1B) — over and above 80C limit
Government Regulated
Backed by PFRDA — safest equity-linked retirement scheme
Low Cost
Fund-management charge as low as 0.01% — cheaper than mutual funds
Flexible Asset Mix
Choose Equity (E), Corporate Bonds (C), Government Securities (G) or Auto mode
Lump-Sum at Retirement
Withdraw 60% tax-free + 40% as monthly pension
Online Account
Open in 10 mins with Aadhaar + PAN — no paperwork
Investment Process
KYC
Aadhaar + PAN verification online
Choose Pension Fund
HDFC, ICICI, SBI, LIC or 6 others
Asset Allocation
Equity/Bonds/G-Sec mix or Auto
Start Contributing
Auto-debit from ₹500/month
FAQs
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