Personal Loan
Instant Personal Loan for Any Need — Disbursal in 24 Hours
Loan up to
₹50 Lakh
Tenure
7 Years
Processing Fee
1% - 3%
Personal Loan EMI Calculator
Calculate your monthly EMI instantly
Monthly EMI
₹10,744
Total Interest
₹1,44,668
Total Payment
₹6,44,668
About Personal Loan
Need funds urgently? Our Personal Loan is the fastest way to meet any financial need — wedding, medical, travel, home renovation, or debt consolidation. With approval in minutes and disbursal in 24 hours, you get money exactly when you need it. No collateral, minimal documentation, and competitive rates from 50+ lenders.
Key Features & Benefits
Loan up to ₹50 Lakh
High-ticket personal funding
Disbursal in 24 Hours
Money in your account same day
No Collateral Needed
100% unsecured loan
Tenure up to 7 Years
Flexible repayment options
Minimal Documents
Mostly digital, paperless
Pre-approved Offers
Special rates for premium customers
Eligibility Criteria
For Salaried
- Age: 21 to 60 years
- Minimum monthly income: ₹20,000
- Work experience: Minimum 1 year
- Credit score: 700+ preferred
For Self-Employed
- Age: 25 to 65 years
- Business vintage: Minimum 2 years
- Annual ITR: ₹3L+ required
- Credit score: 700+ preferred
Documents Required
Identity Proof
- •PAN Card
- •Aadhaar Card
Address Proof
- •Aadhaar / Passport
- •Utility Bill
- •Rental Agreement
Income Proof
- •Latest 3 months salary slips
- •3-6 months bank statement
- •ITR / Form 16
Photographs
- •2 passport-size photos
Interest Rates Comparison
| Bank / NBFC | Interest Rate | Processing Fee | Apply |
|---|---|---|---|
| HDFC Bank | 10.50% - 21.00% | Up to 2.5% | Apply → |
| ICICI Bank | 10.65% - 22.00% | Up to 2.5% | Apply → |
| SBI | 11.05% - 14.30% | Up to 1.5% | Apply → |
| Axis Bank | 10.49% - 22.00% | Up to 2% | Apply → |
| Bajaj Finserv | 11.00% - 31.00% | Up to 3.93% | Apply → |
| Tata Capital | 10.99% - 25.00% | Up to 2.75% | Apply → |
| IDFC First | 10.75% - 25.00% | Up to 3.5% | Apply → |
| Kotak Mahindra | 10.99% - 24.00% | Up to 2.5% | Apply → |
Application Process
Quick Application
Apply in 2 minutes online
Instant Eligibility
Check eligibility in real-time
Submit Documents
Digital KYC, paperless
Approval
Get approval in minutes
Disbursal
Money in account within 24 hrs
Frequently Asked Questions
Apply for Personal Loan
Get the best offers from 50+ banks in 30 mins
Why Choose Us?
- 50+ Banks & NBFCs partnership
- Free service, zero hidden charges
- 10 Lakh+ happy customers
- Lowest rates guaranteed