Loan Against Property
Unlock the Hidden Value of Your Property — Up to ₹25 Cr
Loan up to
₹25 Cr
Tenure
15 Years
Processing Fee
0.5% - 1.5%
Loan Against Property EMI Calculator
Calculate your monthly EMI instantly
Monthly EMI
₹58,319
Total Interest
₹33,97,887
Total Payment
₹83,97,887
About Loan Against Property
Loan Against Property (LAP) lets you unlock the value of your residential or commercial property without selling it. Use the funds for any legal purpose — business expansion, child's education abroad, medical emergencies, or debt consolidation. With loans up to ₹25 Cr, LTV up to 75%, and competitive rates from 9.5%, LAP offers the best of both worlds: high amounts and low rates.
Key Features & Benefits
Loan up to ₹25 Crore
Highest amounts among loan types
LTV up to 75%
Maximum value extraction
Interest from 9.5%
Lower than personal/business loans
Tenure up to 15 Years
Comfortable EMIs
Any End-Use
Business, education, medical, etc.
Retain Ownership
Continue using your property
Eligibility Criteria
For Salaried
- Age: 25 to 65 years
- Min monthly income: ₹35,000
- Property: Self-owned, clear title
- Credit score: 700+
For Self-Employed
- Age: 25 to 70 years
- Business vintage: 3+ years
- ITR: Last 3 years required
- Property: Clear title required
Documents Required
KYC
- •PAN, Aadhaar
- •Address proof
- •Photographs
Income (Salaried)
- •Salary slips (3 months)
- •Bank statements (6 months)
- •Form 16, ITR
Income (Self-Employed)
- •ITR (3 years)
- •Financials (audited)
- •GST returns
- •Bank statements (12 months)
Property Documents
- •Title deed
- •Approved plan
- •Tax receipts
- •NOC if applicable
- •Property photos
Interest Rates Comparison
Application Process
Apply
Online application
Property Eval
Technical & legal check
Loan Offer
Sanction letter issued
Documentation
Mortgage creation
Disbursal
Funds released
Frequently Asked Questions
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