Business Loan
Fuel Your Business Growth with Collateral-Free MSME Loans
Loan up to
₹2 Cr
Tenure
7 Years
Processing Fee
1% - 3%
Business Loan EMI Calculator
Calculate your monthly EMI instantly
Monthly EMI
₹43,485
Total Interest
₹6,09,091
Total Payment
₹26,09,091
About Business Loan
Whether you need working capital, want to expand, buy equipment, or launch a new product line — our Business Loans give you the financial fuel to grow. With collateral-free options up to ₹2 Cr, minimal documentation, and quick approvals within 3-5 days, we make business financing simple for MSMEs, traders, manufacturers, and service providers.
Key Features & Benefits
Loan up to ₹2 Crore
High-value business funding
Collateral-Free
No security required
Quick Approval
3-5 working days
Flexible Tenure
Up to 7 years repayment
MSME Focus
CGTMSE, MUDRA, SIDBI schemes
Minimal Documents
Easy paperwork process
Eligibility Criteria
For Salaried
- Business vintage: Minimum 2 years
- Annual turnover: ₹40 Lakhs+
- Annual ITR: ₹3L+ profits
- Credit score: 700+
For Self-Employed
- Age: 25 to 65 years
- Business registration required
- GST registration (if applicable)
- No defaults in last 12 months
Documents Required
KYC Documents
- •PAN of business & promoters
- •Aadhaar of all directors/partners
- •Address proof
Business Proof
- •GST registration certificate
- •Trade license / Shop Act
- •Partnership deed / MoA & AoA
- •Udyam / MSME certificate
Financial Documents
- •ITR with computation (2-3 years)
- •Audited financials (2 years)
- •GST returns (last 12 months)
- •Bank statement (12 months)
Interest Rates Comparison
| Bank / NBFC | Interest Rate | Processing Fee | Apply |
|---|---|---|---|
| HDFC Bank | 11.90% - 21.35% | Up to 2.5% | Apply → |
| ICICI Bank | 13.00% - 22.00% | Up to 2% | Apply → |
| Axis Bank | 14.65% - 18.00% | Up to 2% | Apply → |
| Bajaj Finserv | 17.00% - 25.00% | Up to 2% | Apply → |
| Tata Capital | 17.99% - 21.00% | 1.5% - 3% | Apply → |
| IDFC First | 14.50% - 20.00% | Up to 3.5% | Apply → |
| Kotak Mahindra | 16.00% - 22.00% | Up to 3% | Apply → |
| L&T Finance | 17.00% - 23.00% | Up to 2.5% | Apply → |
Application Process
Apply Online
Quick 2-min application
Expert Consultation
Tailored loan structure
Documentation
Submit business documents
Credit Assessment
Quick credit review
Sanction & Disbursal
Funds in 3-5 days
Frequently Asked Questions
Apply for Business Loan
Get the best offers from 50+ banks in 30 mins
Why Choose Us?
- 50+ Banks & NBFCs partnership
- Free service, zero hidden charges
- 10 Lakh+ happy customers
- Lowest rates guaranteed